insurance solutions to keep you moving
We specialize in insurance for the trucking industry
insurance solutions to keep you moving
We specialize in insurance for the trucking industry
About Truckers Insurance Network
Our History
Trucking Insurance Network was founded by a a group of experienced Insurance Agents who saw an opportunity to provide better service to businesses in the transportation industry. Since then, we have grown into a national broker with a reputation for reliability and excellence.
Our Services
We offer a wide range of insurance for the transportation industry including coverage for refrigerated, dry van, flatbed, and intermodal. Our team of experienced agents and underwriting experts will work with you to find the best solution for your needs. From Insurance to Bonds, we got you covered.
Our Technology
At Trucking Insurance Network, we use the latest technology to ensure that our operations are efficient and our customers are always informed to the changing landscape of the insurance requirements.
Trucking Solutions for Your Business
General Liability Trucking Insurance
General Liability Trucking Insurance
General Liability Trucking Insurance
As the name implies this coverage pertains to very broad 3rd party liability coverage other than automobile. Protection for injuries or property damage sustained while on your premises, using your products or services, or because of a breach of contract are some of the more customary types of risk this coverage is intended for. This policy can also include many options specific for your type of business (ie: garage, pollution; environmental; underground; professional).
Truck Liability Insurance
General Liability Trucking Insurance
General Liability Trucking Insurance
This is usually the most costly portion of any trucking company’s insurance package. Protecting you from damage or injuries to other people as a result of truck accidents this coverage is also required by the State and Federal agencies and a form of proof (filings) is required to be sent to them.
Physical Damage Truck Insurance
General Liability Trucking Insurance
Trailer Interchange Coverage and Non-Owned Trailer
Described as First Party Insurance this coverage provides you protection for your investment in truck and trailer equipment. It is provided on a specified perils or comprehensive basis and collision. The choice to select specified perils over comprehensive is generally due to price considerations. Truckers Insurance Network almost always recommends comprehensive coverage as the price difference is generally not enough to risk having a claim denied.
Trailer Interchange Coverage and Non-Owned Trailer
Trailer Interchange Coverage and Non-Owned Trailer
Trailer Interchange Coverage and Non-Owned Trailer
Trucking operations regularly involve the use of someone else’s trailer. You need protection for damage you do to a trailer not owned by you. Trailer Interchange coverage provides that protection when there is a written trailer interchange agreement that you have agreed to. It provides protection when you have care, custody and control of one, or many, trailers; whether they are attached to your truck or not.
Motor Truck Cargo Insurance
Trailer Interchange Coverage and Non-Owned Trailer
Motor Truck Cargo Insurance
Motor Truck Cargo insurance protects the transporter for his responsibility in the event of damaged or lost freight. The policy is purchased with a maximum load limit per vehicle. Under-insuring the load can prove catastrophic to you in the event of a claim. Make sure you understand the concept of co-insurance.
Trucking Bonds
Trailer Interchange Coverage and Non-Owned Trailer
Motor Truck Cargo Insurance
Bonds are basically the insurance company guaranteeing that you will perform or pay as required under your obligations. In the event an obligation is not honored a claim by the other party can be made against your bond. The insurance company will then seek reimbursement from you if the claim was valid. Therefore, bonds are, in essence, a form of credit. Good credit is the essential factor in obtaining a bond.
Trucking Solutions for Your Business
Commercial Property Insurance
Commercial Equipment Insurance
Commercial Equipment Insurance
This coverage, as its name implies, covers various types of commercial property. Property is generally broken down into Buildings and Business Personal Property. Integrated into this policy is coverage for lost income and extra expenses that might be incurred as a result of a loss.
Commercial Equipment Insurance
Commercial Equipment Insurance
Commercial Equipment Insurance
Also referred to as contractor’s equipment coverage, commercial equipment insurance coverage provides physical damage protection for various equipment and machinery that is not designed to be covered under the commercial property policy. Mobile items such as forklifts, backhoes, tools, padding and dollies, etc., are covered under this policy.
Truckers Pollution Coverage
Workers Compensation Insurance & Occupational Injury Insurance
Workers Compensation Insurance & Occupational Injury Insurance
The standard Auto and General Liability policy specifically excludes pollution coverage. Pollution is generally defined as the discharge, release or escape of pollutants. If your operations have you transporting hazardous materials you need to work with your insurance agent to make sure your policy includes the Truckers Broadened Pollution endorsement, and, in some cases, a full pollution insurance policy. Some of the better trucking insurance policies automatically include this endorsement. The sudden and accidental pollution, when a tank of diesel fuel gets spilled in an accident, is addressed in the MCS90 endorsement which should be included in all interstate trucking for hire policies.
Workers Compensation Insurance & Occupational Injury Insurance
Workers Compensation Insurance & Occupational Injury Insurance
Workers Compensation Insurance & Occupational Injury Insurance
Workers Compensation Insurance
Employers are generally required by law to provide workers compensation insurance as protection for job related injury or disease for their employees. These policies are written and priced based upon the duties and payroll amount of the employees. Trucking and warehousing operations remain one of the high rated types of employment due to the frequency and severity of injuries that occur.
Occupational Accident Injury Insurance
The trucking industry consists of a large population of independent contractors (owner operators) who have no employees. Those operators need to have some form of insurance to protect them for their injuries if they get hurt on the job. Occupational Accident Injury Insurance was created for this purpose. For a relatively low cost the owner operator can obtain medical expense and disability coverage for an injury which occurs while working.
Trucking Insurance Solutions from Truckers Insurance Networ
TRucking is not a one size fits all, neither is insurance
Most trucking operations require specific coverage, along with endorsements or riders that provide additional protection. Here are some of the most popular:
- Truckload Carriers
- Dry Van Freight Operations
- Refrigerated Freight Operations
- Flatbed
- Dump Truck Operations
- Automobile Transporters
- Tow Truck Operations
- Intermodal Operations – Container Freight
- Household Goods Moving & Storage
- Hazardous Materials Transporters
- Tanker Operations
- LTL Freight – Pickup & Delivery
- Courier & Time Sensitive Deliveries
Why Choose Truckers Insurance Network?
We have years of experience in the industry and a proven track record of helping our customers save money. success. Our commitment to the transportation industry means that we deliver the best options for your operation. Contact us today to learn more about our services and how we can help your business.
